About

Our team has decades of experience working specifically with affluent individuals. We’ve devoted our careers to providing the holistic wealth management that helps clients reach their financial goals. We’re proud to provide cutting-edge expertise in areas including planning, investments, taxes, estate, insurance, income and education. At Financial Solutions, our expertise and experience serve a single purpose: To help you succeed.

Financial Solutions is a fee-only Registered Investment Advisor (RIA). We do not generate commissions from any product or service that we recommend to our clients. That fact is extremely important in eliminating conflicts of interest.

Our clients pay us an initial hourly-based fee for the creation of a comprehensive financial plan and a percentage of the assets under management for investment services. Our graduated portfolio management fees begin at 1% per year for a stock/bond portfolio and .50% for an all-bond portfolio.

• Independence and private ownership.
• A team with a unique background gained while working at some of the top financial institutions in the nation.
• Decades of experience working specifically with affluent individuals.
• Experts in the construction of customized portfolios using traditional and alternative investments, trust, estate and financial planning.
• Low client-to-advisor ratio, which allows for personalized service and better investment oversight.
• Direct clients access to the firm’s owners.
• No conflicts of interest. We provide services on a fee-only basis. We do not accept any other compensation, either directly or indirectly from other sources.
• SEC-registered investment advisor with a fiduciary responsibility to act in the best interest of our clients.
• Holistic wealth management.

The SEC requires Registered Investment Advisors (RIAs) to provide the Form ADV, Part II to all clients. This form contains detailed information regarding our practice. Our current Form ADV, Part II is always available on our website (www.fsadvisorygroup.com). Or you may give us a call at 773.714.1540 and request that a copy be mailed to you.

Each of our clients has a customized allocation and mix of managers to reflect his or her investment objectives, constraints and financial plan target returns making the traditional measures of standard (composite) performance not applicable. However, each manager we recommend does have a performance record that is among the criteria we consider when selecting the manager. We can also share with you the range of actual performance of specific client portfolios and the component elements used in these portfolios.

To ensure the level of service that our clients deserve, Financial Solutions requires new clients to have a minimum portfolio of $500,000 to be managed by our firm as the primary investment advisor. We also require that clients have:

• A commitment to a long-term relationship
• A willingness to participate in the financial planning process
• A desire to delegate due to the lack of time, expertise or interest
• An appreciation of the value in holistic wealth management

Yes, but generally, all clients utilize our comprehensive wealth management service. Over the years we have observed that clients who do so achieve better results and a much more efficient portfolio.

Although tax analysis and considerations are a part of the wealth management process, we do not directly prepare tax returns. We will refer accountants and work very closely with them to ensure the best possible two-way exchange of information, facilitating the accountant’s return preparation and an accurate view of our clients’ tax situation.